Assisted Living is a long-term care option combining housing, personalized support services, and healthcare. Care is designed for individuals requiring assistance with activities of daily living—such as bathing, dressing, and toileting.
Many assisted living communities also offer specialized care for those with Alzheimer’s disease or other forms of dementia. An assessment is completed upon moving which allows staff to develop an individualized care plan specific to the person.
Care is provided 24 hours a day, seven days a week, on a scheduled and as-needed basis—promoting maximum independence for each resident.
What are Typical Services Offered in Assisted Living Communities?
Assisted living communities provide several amenities and personal care services.
Three meals a day served in common dining rooms
Social and recreational activities
Personal Care Services:
Assistance with scheduled and un-scheduled needs related to eating, bathing, dressing, toileting, and walking
Access to health and medical services (ie, physical therapy, occupational therapy, hospice)
Care for individuals with Alzheimer’s disease, other dementia, and cognitive impairments
Are Assisted Living Communities Regulated?
Assisted living communities are regulated in all 50 states. In North Carolina The Department of Health and Human Services, Division of Health Service Regulation monitors mandatory services and procedures that must be provided or met.
All assisted living communities offer 24-hour care for scheduled and unscheduled needs, as well as supervision.
Are Alzheimer’s and Dementia Care Provided in Assisted Living Communities?
Yes, in some cases, specific care for Alzheimer’s disease and other dementias may be provided in an assisted living community. This type of care is usually offered in what is noted as a “memory care.”
This part of an assisted living community will have additional security measures and other specific architectural features and are state-licensed and provide specific programming to the population being served. Staff members are specifically trained to work with individuals who have various forms of dementia types.
What is the Cost of Assisted Living?
Costs vary depending on the residence, apartment/room size, and types of services needed by the individual resident.
Basic rates typically cover room and board and three meals a day. Additional charges may include entrance fees up to one month’s rent, deposits, and fees for other services such as housekeeping and laundry, although most providers include these services in their basic rate.Most assisted living communities charge on a month-to-month lease arrangement. Currently, more than half of assisted living communities use a tiered pricing model with bundled services.
Other possible pricing models include all-inclusive, a la carte, or fee-for-service. Providers regularly review service and care plans to ensure residents’ needs are being met. Billing typically occurs on a monthly basis.
In comparison, assisted living is often less expensive than in-home care or nursing home-level of care. The median monthly rate in an assisted living community in our provider network is $3,300.00 per month.
What are the Options Available to Help with Cost
Not every family or individual has enough money set aside to pay for assisted living out of private funds.When this happens, there are several options.
Selling a Home - When a senior makes the transition to assisted living, and they are no longer staying in their home, your best bet may be to put that home on the market. Many families choose to pay for assisted living with the profits made from the sale of a house.
Bridge Loan – A Bridge loan is designed for individuals who need access to assisted living right away, but who are still waiting for a home to sell, or to liquidate their assets in another way. Loans up to $50,000 can be taken out, and they can be repaid later after a home, stocks, bonds, or other assets can be sold.
Veteran's Benefits - The Veterans Administration can pay for assisted living care for veterans and their spouses, especially if the veteran was wounded or disabled in combat "service connected" also veteran can claim "non service connected benefits". There is also the "Aid and Attendance" program designed to help veterans who were not wounded, but who served at least 90 active days in the military. These benefits can also be extended to a surviving spouse.